Complete Guide to Amex Points in Canada
Everything you need to know about American Express Membership Rewards in Canada — from earning and transferring to selling for cash.
The Amex MR Ecosystem in Canada
American Express Membership Rewards is one of the most flexible loyalty currencies in Canada. Points can be transferred 1:1 to Aeroplan, used for statement credits, redeemed through the Amex Travel portal, or sold for cash through a broker. The program spans three main consumer cards — Cobalt, Gold, and Platinum — each with different earn rates and annual fees.
For cardholders with large MR balances who are not planning significant travel, selling points for cash often delivers better value than statement credits. The process works by transferring your MR points to Aeroplan (1:1 ratio, instant) and then completing the sale through a Canadian broker. Payment is made via Interac e-Transfer within 48 hours.
Canadian Amex Cards at a Glance
Amex Cobalt
Amex Gold
Amex Platinum
Key Facts About Amex MR in Canada
- Points transfer 1:1 to Aeroplan (instant processing)
- Points expire immediately if you cancel your Amex card — no grace period
- Cobalt points convert to MR at a 1:1 ratio for transfer purposes
- Cash value when selling: $0.011-0.0155 CAD per point
- Minimum 25,000 points to sell through Mega Miles Broker
- Payment via Interac e-Transfer within 48 hours of confirmed transfer
Amex Points Guides
How to Sell Amex Membership Rewards in Canada
The complete walkthrough for selling Amex MR points in Canada. Covers eligibility, the transfer process, rates, and what to expect at each step.
Read guideAmex Cobalt Points Value in Canada (2026)
A detailed valuation of Amex Cobalt points across all redemption methods. Compare statement credits, travel bookings, transfers, and cash sales.
Read guideAmex Cobalt vs Gold vs Platinum: Which Card Is Best?
Side-by-side comparison of earn rates, annual fees, and benefits. Helps you decide which Amex card delivers the most value for your spending habits.
Read guideAmex Points vs Aeroplan: Which Should You Sell?
If you hold both Amex MR and Aeroplan points, which program gives you a better cash return? A comparison of rates and transfer mechanics.
Read guideSell Amex Cobalt Points: Step-by-Step Guide
A focused walkthrough for Cobalt cardholders. How to check your balance, request a quote, transfer points, and receive payment.
Read guideIs Selling Amex Points Legal in Canada?
Addressing the most common concern. Covers Canadian law, Amex cardholder terms, and what actually happens when you sell MR points.
Read guideAmex Transfer Partners in Canada (2026)
Full list of Amex MR transfer partners available to Canadian cardholders. Includes transfer ratios, processing times, and best use cases.
Read guideAmex Points FAQ
Sell Your Amex Points for Cash
Free quote within 24 hours. Payment via Interac e-Transfer within 48 hours. Canadian-owned, secure process.
Get Your Free Quote